Debts Challenge
'Secrets of the Credit Industry'
Following is a small example of what is contained in the gift eBook.
INTRODUCTION
Small Extract - "This is very, very important. I will say it again in another place in this book. NEVER ALLOW ANY OF THESE PEOPLE TO NEGOTIATE BY TELEPHONE. There is a maxim which states, "If it isn't written, it wasn't said." You must have everything, on both sides, documented IN WRITING.
Later in this little book I will go more into detail of some actual cases, including correspondence with third party debt collectors that resulted in a nullification of the entire debt. You need to know this information. It's deadly. But, first let's look into the foundation for this kind of action."
IS IT ETHICAL TO TRY TO REMOVE LEGITIMATE BAD CREDIT?
Small Extract - "America is not the only country in the world whose economy utilizes consumer credit. Other countries, such as Great Britain, extend credit based on the individual's present credit standing."
THE FAIR CREDIT REPORTING ACT OF 1971
HOW TO USE THE CREDIT REPAIR STRATEGIES
CREDIT REPORTING AGENCIES
DISPUTES AND VALIDATION BY THE CREDITOR
IDENTIFY THEFT - A VERY POWERFUL ALTERNATIVE
WHEN NOTHING ELSE WORKS
THE LAST STRAW - CHANGE YOUR CREDIT IDENTITY
There are three ways to create the file ...
SUMMARY OF THE FAIR DEBT COLLECTIONS PRACTICES ACT
DEBT COLLECTORS HAVE NO TEETH
DISPUTE LETTERS
REALLY GOOD DISPUTE LETTERS TO SEND DEBT COLLECTORS
CREDIT CARDS FROM NATIONAL BANKS ARE NOT LEGAL
The following is just a very small part of an interview with an attorney in Washington State who specializes in elimination of unsecured credit-debt. He has extensive knowledge and experience and is a leading expert on the topic of debt-related litigation. You may need to take printed copy of this interview to an attorney in your area if you wish to use this information.
(NOTE: read this interview very carefully, with the mind set that you can use much of the information presented here in other aspects of dealing with credit problems.) ...
Gary: Once you get that court order it is collectable. Now at this point it is too late for them to attempt to challenge this in court because they had ample time and did not. Is it too late, or can they still challenge it? Curt's Note: If there are any defects at all in the court proceedings to obtain a court order, (there almost always are) the court order, or judgement, can be challenged as a "VOID JUDGEMENT." Void judgements have no statute of limitations.
Bruce: There are always appeals. But the further the process rolls along the harder and harder it becomes to overturn.
Gary: I would like to walk through the process for a second. We talked about express powers and incidental powers. We talked about ultra virus. We talked about penalties and forfeitures, arbitration and the Fair Debt Collection Practices Act. What is your success rate?
Bruce: Pretty good. I do not want to give a percentage, to avoid creating undue expectation, but pretty good. In fact all too often the banks do not even respond, which results in default judgments against them. When they do respond, their arguments are often silly. In court we do not fair as well.
Gary: Now when you say "in court," what do you mean by that?
...
OUT OF WORK? HOW TO DEAL WITH CREDITORS
FTC CONSUMER ALERT - TIME-BARRED DEBTS
CONSUMER HANDBOOK TO CREDIT PROTECTION LAWS
DIVORCE AND CREDIT
CREDIT CARD SECRETS BANKS DON'T WANT YOU TO KNOW
SCORING FOR CREDIT
BANKRUPTCY - MY OWN EXPERIENCE!
STATE AND FEDERAL STATUTORY BANKRUPT EXEMPTIONS
IN CLOSING
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