It’s almost impossible to find decent car insurance deals for main cities, so I found out this week from a friend who applied before he actually bought the car he wanted.

Living in the centre of London he wanted to treat himself to a small runaround car but the cost of the car insurance turned out to be more than the cost of the car itself and no, this was not for a young driver, just someone who had lived in the city for many years and fancied a small car for convenience.

Car insurance deals for young drivers

Teenage car drivers are paying extortionate rates for their car insurance due to the fact that the average claim of younger driver is three times more than that of older people. Apparently it is not uncommon for the cost of car insurance to be higher than the cost of a new car, for teens.

Due to this a lot of people are getting into debt as they cannot afford these type of extortionate car insurance premiums.

As a result of this, the number of car drivers driving around uninsured is increasing thus creating major difficulties when accidents do occur.  They have not taken into account that if they do have an accident, then the other party may be at a financial loss due to their recklessness in driving and in not insuring themselves as they should.

There are some specialist car insurance brokers whose job it is, is to find you the best car insurance deals on the market for all ages and all areas.

Car insurance deals with fraud

Car insurance deals with fraud is of a high scale. This has created a tremendous increase in the cost of car insurance premiums for all the law abiding clients. Drivers lying about personal details on websites, geared up to giving prices on car insurance comparisons, has resulted in the price of the premiums rising more than the cost of living.

It is incredible to realise that many people will result to fraud entirely because they cannot find enough car insurance deals to be able to make a selection from.

Car insurance deals for the future …

One sure way to ensure that you can save on the insurance is to be a careful driver in the first place.  Yes, your premium may be heavier than you wish to pay in the first place, but once you have become a proficient driver with a certain history, you will be in a position to find better car insurance deals.